About Us

Steve Kim | Founder

Steve Kim is a Financial Advisor and the founder of Monadnock Financial, LLC. From his start on the PHLX Currency Options Floor in Philadelphia, his career in finance has spanned the world’s leading financial centers, including New York City, Hong Kong, Singapore, and Tokyo. Steve has worked with some of the most successful private and public asset managers, mutual funds, hedge funds, and commercial banks. With over 25 years of global financial market experience, he helps clients successfully navigate the complexities of Wall Street.

Steve earned a B.S. in Business Administration from Drexel University and an MBA from the University of Iowa’s Henry B. Tippie College of Business. He lives in southern New Hampshire with his wife and teenage son, and is a member of the Peterborough Rotary Club and the Milford United Methodist Church. He enjoys travel, hiking, golf, and running.


Wayne Schmidt, CFA* | Chief Investment Office Gradient Investments, LLC

In 2008, Wayne brought 30 years of institutional investment experience to the private clients of Gradient Investments. During his tenure at AXA Investment Managers, Wayne served as senior portfolio manager for the U.S. Investment Grade Fixed Income Team. As the lead portfolio manager, he managed $9.5 billion of fixed income assets with a variety of mandates ranging from aggregate, corporate and government bond portfolios.

Wayne has been quoted on the subject of the global economy in numerous nationally and internationally recognized investment publications such as Bloomberg, Reuters, and The Los Angeles Times. He is a Chartered Financial AnalystTM and a member of The Chartered Financial Analyst Institute and the Twin Cities Society of Security Analysts.


Michael Binger, CFA* | Senior Portfolio Manager Gradient Investments, LLC

Mike brings over 24 years of institutional equity investment experience to Gradient Investments and its affiliated advisors and clients. He has extensive experience working directly with financial advisors designing and actively managing portfolios. Mike has successfully invested in numerous market and economic cycles giving him a level and depth of experience that is rare in this industry. He spent more than 20 years at Thrivent Financial where he managed numerous equity funds through various economic cycles. Mike’s media highlights include numerous appearances, providing market insight on CNBC, Bloomberg TV and Bloomberg Radio.

Mike has also been quoted in The Wall Street Journal, Barron’s, Smart Money, Reuters, Business Week and numerous other local, national and global investment publications.


Mariann Montagne, CFA* | Senior Investment Analyst Gradient Investments, LLC

Mariann has 20 plus years of working with both institutional and high net worth clients and has amassed a strong breadth of investment experience in her tenure. This experience includes company and industry sector analysis, risk monitoring and portfolio management in both the equity and fixed income markets. She is highly attuned to economic and market conditions, and has extensive experience selecting individual stocks, ETFs and mutual funds. In addition to being a CFA, she is a member of both the CFA Society of Minnesota and the CFA Institute. Mariann’s media highlights include quotes in Barron’s, The Wall Street Journal, Fortune, NPR, Washington Post and the Chicago Tribune. She has also appeared on Bloomberg TV and Fox Business News.

*Third Party Money Management is offered through our Strategic Alliances with Gradient Investments, LLC


Monadnock Financial, LLC,

Monadnock Financial, LLC, is an independent financial services firm committed to upholding the highest standards of integrity and excellence. As a boutique firm located in picturesque Dublin, New Hampshire, serving private and institutional clients all around the state, we combine global investment experience with an emphasis on transparency.  We have the experience and knowledge to implement sophisticated investment strategies, but we also take the time to listen to and educate our clients.

In today’s complex financial world, it is essential to have an investment plan that meets your short-term needs and long-term goals. At Monadnock Financial, LLC, we can make time an asset, not a liability.